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NEW QUESTION: 1
Which of the following statements are true:
I. A transition matrix is the probability of a security migrating from one rating class to another during its lifetime.
II. Marginal default probabilities refer to probabilities of default in a particular period, given survival at the beginning of that period.
III. Marginal default probabilities will always be greater than the corresponding cumulative default probability.
IV. Loss given default is generally greater when recovery rates are low.
A. I and III
B. I, III and IV
C. I and IV
D. II and IV
Answer: D
Explanation:
Explanation
Statement I is incorrect. A transition matrix expresses the probabilities of moving to a given set of ratings at the end of a period (usually one year) conditional upon a given rating at the beginning of the period. It does not make a reference to an individual security and certainly not to the probability of migrating to other ratings during its entire lifetime.
Statement II is correct. Marginal default probabilities are the probability of default in a given year, conditional upon survival at the beginning of that year.
Statement III is incorrect. Cumulative probabilities of default will always be greater than the marginal probabilities of default - except in year 1 when they will be equal.
Statement IV is correct. LGD = 1 - Recovery Rate, therefore a low recovery rate implies higher LGD.

NEW QUESTION: 2

A. Option A
B. Option D
C. Option C
D. Option B
Answer: D

NEW QUESTION: 3

A. Option A
B. Option C
C. Option D
D. Option B
Answer: C
Explanation:

http://docs.aws.amazon.com/AmazonElastiCache/latest/UserGuide/WhatIs.Managing.html

NEW QUESTION: 4
Always Encrypted機能を使用するようにテーブルを設定しています。テーブルには、次の表に示すように列が構成されます。

すべての列はAEAD_AES_256_CBC_HMAC_SHA_256アルゴリズムを使用して暗号化されます。値は可能な限り最も安全な方法で格納されます。
ランダム暗号化を使用する必要があるのはどの2つの列ですか正解はそれぞれ完全な解決策を提示します。
注：それぞれ正しい選択は1ポイントの価値があります。
A. 住所
B. 納税者番号
C. 性別
D. LastNaMe
Answer: A,C
Explanation:
Always Encrypted supports two types of encryption: randomized encryption and deterministic encryption. Randomized encryption uses a method that encrypts data in a less predictable manner. Randomized encryption is more secure, but prevents searching, grouping, indexing, and joining on encrypted columns.
References:
https://docs.microsoft.com/en-us/sql/relational-databases/security/encryption/always-encrypted-database-engine?view=sql-server-2017